In a life filled with the unexpected, we provide predictable security.

For the most part, insurance is there to protect us from the unplanned, the unexpected and the unintended. Personal umbrella liability is there for the biggest of those unplanned events. It is an often overlooked policy, but in the case of a catastrophic financial event, it could be a true godsend.

If you’re involved in a major auto accident or if someone gets injured on your property, you could be sued for damages well beyond the liability coverage provided by your home and auto insurance policies. In such a critical situation, having personal umbrella liability will protect your home, car, future wages, and all of your valuable assets from being used to pay for accident expenses.

Personal umbrella liability coverage could provide coverage for the following:

• Accidental injuries on your property
• Accidents involving your boat, ATV, or other recreational vehicle
• Car accidents
• Defense fees and other legal costs
• Golf course injuries
• Personal injury coverage for claims of libel, slander, and more

Why Get Personal Umbrella Liability Insurance?

A personal umbrella liability policy works to give you additional protection when damages from an accident exceed the liability coverage of your standard policies. It also offers extra security for many situations that may not be included in your basic insurance.

We are committed to the safety and security of you and your family, so we work with you to create an ideal policy that protects all of your interests – like, you know, a giant umbrella. Since personal umbrella insurance will vary depending on your individual coverage needs, it’s important to discuss your options with one of our insurance specialists before making a decision.